1. Data Provision
Fynia begins by gathering your essential loan details—loan amount, interest rate, term, and current monthly payment—to serve as the foundation for our analysis.
Fynia begins by gathering your essential loan details—loan amount, interest rate, term, and current monthly payment—to serve as the foundation for our analysis.
Using advanced algorithms and proven formulas, Fynia thoroughly examines your loan structure, focusing on how your payments are split between interest and principal.
Our system runs multiple repayment simulations using advanced algorithms and mathematical models to pinpoint the most efficient strategies. By testing various adjustments to your payment structure, we identify ways to lower interest costs and shorten your loan term.
Based on our optimization results, Fynia categorizes these strategies into distinct alternatives according to efficiency levels: Basic (70%), Standard (80%), Premium (90%), Ideal (100%), Quick (90%), and Max (0%).
Fynia generates a tailored report that recommends the optimal payment option to save on interest and shorten your loan term.
Review your customized repayment plan and download your detailed PDF report to take the next step toward smarter, more efficient loan management.