Jane’s Journey: Mortage
Jane’s $100 K mortgage at 15% over 30 years carries a $1,264 monthly payment. Fynia’s optimized plan slashes her interest costs and accelerates payoff.
Loan Amount
$100,000
Interest Rate
15% / year
Loan Term
30y 2mo
Monthly Payment
$1,264
Bill’s Blueprint: Smart Payment Strategy
Bill’s $80 K car loan at 13.75% over 15 years costs $1,052 per month. Fynia uncovers tailored payment options that lower his interest and shorten the term.
Loan Amount
$80,000
Interest Rate
13.75% / year
Loan Term
15y 0mo
Monthly Payment
$1,052
Joe’s Balance: Cutting Costs & Saving Time
Joe has a home renovation loan with an outstanding balance of $320,000, at an annual interest rate of 7.2%. He is currently making monthly payments of $2,218. Joe wants to explore how he can optimize his repayment strategy to save the most money and pay off the loan faster.
Loan Amount
$320,000
Interest Rate
7.2% / year
Loan Term
28y 0mo
Monthly Payment
$2,218
Gondolin Corp.: Strategic Loan Optimization
Jeff, Mark, and Laura — entrepreneurs at Gondolin Corp — have a $5,000,000 loan at 9.7% APR. With a $46,520 monthly payment, it would take 21 years to repay and generate $6.7M in interest. They use Fynia to explore payment strategies that reduce interest and shorten the payoff time without stretching their budget.