For a one-time payment of $14.99, you receive a report with multiple optimized payment options (e.g., Basic, Standard, Premium, Ideal, Quick, and Max) showing how different payment increases can reduce total interest and payoff time.
At Fynia, our mission is to simplify loan optimization by providing smart, personalized solutions that empower our clients to achieve their financial goals with confidence and clarity.
To become the most trusted way to compare loan payoff strategies—turning complex amortization math into clear, data-driven choices that help people save interest and get debt-free sooner.
Fynia stands out with its focus on cutting-edge technology and innovation, offering a unique and personalized loan optimization experience. With Fynia, users can access detailed analysis, tailored recommendations, and comprehensive loan management—all in one place. We believe in transparency and delivering solutions that truly make a difference in our customers' lives.
Behind Fynia is a dedicated team of experts in finance, technology, and customer service, all working together with one goal: to help you optimize your loan payments and reach your financial objectives. We believe in a collaborative approach and are here to support you every step of the way.
We are committed to providing clear and honest information.
We are always seeking new ways to improve and simplify loan optimization.
Your success is our success. We are dedicated to delivering exceptional and personalized service.
We operate with the highest ethical standards in everything we do.
For a one-time payment of $14.99, you receive a report with multiple optimized payment options (e.g., Basic, Standard, Premium, Ideal, Quick, and Max) showing how different payment increases can reduce total interest and payoff time.
After checkout, you’ll receive an access token by email. The token is valid for 30 days and can be used once to generate an optimization report.
We only use your email address to deliver your token and purchase confirmation. We may store loan inputs (amount, rate, monthly payment, fees, and dates) and coarse location (country, and U.S. state) for aggregate analytics to improve Fynia. We do not collect names or ID numbers.
Fynia works best for standard installment loans where the payment schedule is predictable (e.g., mortgages, auto loans, student loans, personal loans, and many business term loans). If your rate or payment changes over time, results are estimates and may be less accurate.
No. Fynia provides estimates based on the information you enter. It is not financial advice and does not guarantee savings. Always verify final terms and amounts with your lender.
All sales are final. If you experience a technical issue that prevents token delivery or report generation, contact us and we’ll help resolve it (including reissuing a token when appropriate).
Email us at [email protected], we typically reply within 24 hours on business days.
Yes. Fynia is available worldwide. Checkout is handled by Lemon Squeezy, so availability may depend on payment processing in your region.
Check your spam/junk and promotions folders first. If you still can’t find it, email [email protected] from the same address used at checkout, and we’ll help you recover it.
You can add monthly fees to make the interest-savings estimate more realistic. Fees don’t change the optimization logic—they help estimate how much you could save by paying off the loan sooner.